Our policy covers:
- Off piste skiing and snowboarding
- Glacier skiing
- Snow tubing
- Tobogganing
- Ski packs up to £250
- Ski and snowboard equipment up to £500
- Piste closure up to £300
- Medical cover up to £5 million
Please note: This policy is available to UK residents only. Existing medical conditions are not covered unless they have been declared to and accepted in writing by the insurer.
For full details of this policy please choose from one of the links below:
- About our insurance services document
- Demands and needs statement
- Health declaration
- Insurance policy
Summary of cover
| Section of cover | Maximum amount we will pay | Excess |
|---|---|---|
| Emergency medical and associated expenses | £5 million | £100 |
| Extra travel and accommodation | Reasonable costs | |
| Emergency dental treatment | £250 | |
| Funeral expenses | Reasonable costs | |
| Excursions | £150 | |
| Hospital benefit | £500 (£25 a day) | No excess |
| Search and rescue | £30,000 | |
| Cancelling or cutting short your trip | £3,000 | £100 |
| Excursions | £150 | |
| Personal belongings | £1,500 |
£100 |
| Single item pair or set | £300 |
|
| Valuables | £300 | |
| Tobacco, alcohol and fragrances (perfumes and so on) | £50 | |
| Personal money | £500 | £100 |
| Cash | £300 (£50 if aged 16 or under) | |
| Loss of passport | £300 | No excess |
| Delayed personal belongings Essential replacement items |
£150 | No excess |
| Missed departure | £500 | No excess |
| Delayed departure | £200 (£15 after every full 12 hours delay) | No excess |
| Abandoning your trip | £3,000 | £100 |
| Personal accident | No excess | |
| Death | £30,000 (£1,000 if aged 16 and under) | |
| Permanent loss of sight or limb | £30,000 | |
| Permanent total disablement | £30,000 (no cover if aged 16 and under or 65 and over) | |
| Personal liability | £2 million | No excess |
| Legal expenses | £10,000. Maximum £20,000 for each policy | No excess |
| Hijacking | £1,500 (£100 a day) | No excess |
| Mugging | £1,500 (£100 a day) |
No excess |
| Catastrophe | £600 | No excess |
| Home care | £500 | No excess |
| Home help | £250 | No excess |
| Pet care | £500 (£25 a day) | No excess |
Extra cover (only applies when shown on your booking confirmation)
| Section of cover | Maximum amount we will pay | Excess |
|---|---|---|
| Winter sports |
||
| Ski equipment |
£500 |
£100 |
| Single item |
£300 |
|
| Hire of other equipment |
£150 (£15 a day) |
No excess |
| Ski pack |
£250 |
£100 |
| Piste closure |
£300 (£20 a day) |
No excess |
| Avalanche | £100 | No excess |
| Golf extension |
||
| Golf equipment |
£1,000 |
£100 |
| Single item |
£150 |
|
| Hire of other equipment |
£200 (£20 a day) |
No excess |
| Green fees |
£300 |
£100 |
| Hole in one | £150 | No excess |
| Wedding extension |
||
| Wedding rings |
£250 each ring |
£100 |
| Wedding gifts |
£1,000 each couple |
£100 |
| Wedding clothes |
£1,500 each couple |
£100 |
| Wedding photographs and video |
£750 each couple | £100 |
Notes
Maximum amount we will pay
The most we will pay for each insured person for each trip, unless it says otherwise.
Excess
The amount we will take off for each insured person, for each section, for each incident claimed for. If you have paid an extra premium for excess waiver cover, the excess will not apply
Cancellation top up
Extra cancellation cover can be purchased to a maximum of £20,000 for each insured person Your booking confirmation will show when this limit has been increased and the limit that applies.
Medical treatment in your home country
There is no cover for medical costs you pay in your home country, except for emergency dental treatment.
How to book ski holiday insurance:
When booking your ski holiday online, select the type of ski insurance you require in the optional extras booking section.
Alternatively, call us on 0871 971 0577 to add ski insurance to your holiday booking.